It seems that fraud theft is bigger with every day. Yes, fraudsters are scamming and spamming people every day. If a fraudster is busted, next day 100 will rise with new methods to steal your money and your identity. Best ways to protect yourself and your family, like I have said in the previous posts, is to search and research. Why? Because you’ll find a clue that could save your life or your money.
Which is the best identity theft protection?
According to FTC identity theft is one of the largest consumer complaint in the country after the auction fraud. The most important aspect of identity theft is that the people of which identity was stolen don’t know about this fact just until they check their credit score. Generally, people use expensive services like: credit repair and monitoring, id theft insurance or credit card insurance. This services aren’t a bad thing, but most of them are pretty expensive. In order to reduce your cost and avoid identity theft you should try to follow some or all of the next steps:
How to Restore Your Reputation After an Identity Theft?
If you have become a victim of identity theft, don’t panic. There are several things you can do to repair your good reputation and identity.
However, it will not be easy. Estimates of the time needed on getting back your credit status and reputation are around six hundred hours of work, as mentioned by the Identity Theft Resource Center. After you find that your identity has been compromised, you need to take these our steps as quickly as possible and start documenting your case. The FTC (Federal Trade Commission) outlines these four necessary steps on the identity theft web site, www.ftc.gov/idtheft. Following is a brief version of the steps:
How Encryption can Prevent Online Identity Theft?
Encryption utilizes digital keys to encrypt and decrypt data while it’s being sent over the Internet, which makes it incredibly hard for anyone but the intended receiver to tamper or see. Through encryption, a key on the transmitting end locks data, and the key on the receiving end unlocks it. While the information in en route, good encryption technique makes it virtually impracticable for outsiders to peep or meddle with the information -in your case, your financial and personal data. SSL (Secure Sockets Layer) is the standard technology of information security on the Internet. (more…)
How Identity Theft May Happen?
Unfortunately for us, it is reasonably easy for identity thieves to grab other people’s personal data and ply their trade. For instance, suppose that you misplace (or someone steals) your bag. From your bag, they obtain your driver’s license (with your name, street address, and DOB), credit cards (department store cards, gas cards and others), ATM cards (if you’re a forgetful person, complete with PIN numbers written down clearly), and also medical benefits cards (with your SSN). Many people even carry their Social Security cards and personal checkbooks in their wallets. All the crucial information an identity thief wants is right there in one location.
How Your Garbage can Help an Identity Thief?
When an identity thief goes through the garbage of potential victim, it is known as dumpster diving. The only tools required are flashlight and a pair of gloves. (The best time to go on a garbage hunt is midnight, and the thief must be able to endure the scent – especially on a warm summer night.) The goal of dumpster diving is to get personal data that you discard without shredding or tearing. What type of important data, you may be wondering? The following list provides you with the answer:
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