Hi

Webster defines scam as an act of deception



My name is Frank Thomas and I do not hide behind an internet name. I use consumer advocate for a title where possible but always give my real name and city on the profile.

I do not like using pejoratives or nasty name calling but I do let everyone know how I feel about the MLM industry. I have 40 yrs. experience following the industry and know mlm speak. I have a deep adversion to MLM deception and hype.

What is your definition of scam?

Look forward to a educational experience on this forum. Let us discuss individual companies and/or the insurance as a whole