What you need to know about credit card fraud
Credit card fraud is the biggest and the most widespread off all kind of frauds. In general, the people who need this type of information (your credit card information or your banking account information), are well trained to steal. The credit card information is stolen from you through fake e-mails that redirect you to scams and fake websites. The e-mails you’ll get will be “pretty legitimate” like: from your bank, PayPal, eBay or any financial institution. If the e-mail asks for your personal information through a “legitimate site” be sure that is scam. In the following word I will show you some tips how the avoid credit card fraud.
First of all install a phishing filter to your browser. This will reduce by 50% your chances to be hijacked (the filters doesn’t protect you 100% because every second new scams are rising on the web and nobody reported it; you can be the first who will report it). You must be sure that you are in a legitimate site and for this reason is recommended to type the site address in your web browser by your own and don’t click the links from the spam e-mails. Once again, you must remember that nobody will ask you your credit card information.
Also the credit card fraud can be related with legitimate sites because hackers can find one little bug of the site and with some programs and luck they will enter in the database where is stored the customers personal information. Even if the sites shouldn’t keep credit card information on database, most of them are keeping it. (You can say: Yes sure, but the information is encrypted. Yes it is, but they can crack it, so is best to prevent fraud then to try to fight it).
Credit card fraud can be related also with the fake ATMs. The best method to be protected is to cover the keyboard with your hand when you enter your PIN. Also if the keyboard hasn’t a 5 (five) key with a little point relief that ATM is fake and you better go out of there and report it to the bank or to the police.
There are many methods to avoid and to prevent credit card fraud, but one is the most important and effective: BE VERY VERY careful to the details that make a difference and that could save your personal information, your money and you from a bad situation.
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